Monthly Fitness Challenge

Monthly Fitness Challenge

If you have been reading carefully, you probably know that I’m a runner.  When in a good training cycle, I run daily, missing only one or two days per month.  At my best, I’ve run over 60 miles per week.  Each week, these runs include a track workout, a long run, and a tempo or fartlek run in addition to several comfortable pace runs.  In order to be at your best, its essential to run at different intensity levels for varying amounts of time weekly. In 2016, I had one…

Would you throw cash in the trash? You probably are!

Would you throw cash in the trash?  You probably are!

Have you ever been a scavenger? Kids do it naturally all the time, just this week, as I took my classes outside to enjoy the record warmth, I was presented with all manner of junk.  I received a lacrosse ball (approximately 5 times, as this ball was continually re-found, after I placed it near the door), a crushed soda can, some type of plastic plug, and a golf ball.  Kids naturally find things, their imagination naturally assigns value to these objects. I’m not a big scavenger at the age of…

To save $1,800 – How hard would you work?

To save $1,800 – How hard would you work?

Once, I bought a house. This house came with a tree. Ordinarily, I like trees, but this tree and I do not get along.  Its a wild mulberry tree, which means it grows extremely fast, several feet in one year, quickly negating any trimming.  This tree, grows in a fence row, in the alley beside my property.  The alley is only a walkway, about 3 fee wide, its no place for a tree. Two or three years ago, this tree had branches rubbing against my house and roof.  Not good….

A Squirrel in the Kitchen

A Squirrel in the Kitchen

In our backyard grows a century old Scarlet Oak. This tree provides abundant shade for the yard and patio while also serving as a squirrel hotel.  The money maker in me would love to charge these little fur-balls a nightly rate, but anytime I bring up this subject, the squirrels hide in the branches and attempt to hit me with acorns.  At this point in our standoff, I’m resigned to observing their daily routine while hoping for a breakthrough. As I watch them gather acorns, hide them in various places…

Some taxes are optional

Some taxes are optional

I awoke, much like I do every morning, and will hopefully, continue to do for the foreseeable future.  I put my feet on the floor, stood erect (inspiring envy from countless evolutionary ancestors), and traversed across the house using a bi-ped motion. I walked. What an exciting skill.  Using my feet I can easily move my whole body from one place to another.  I wondered if this worked outdoors?  I gingerly stepped outside, delightful; I thought, as I experimented with various surfaces, pavement, concrete, and grass.  Soon, I grew apprehensive…

Christmas Trees

Christmas Trees

This morning as I consumed an egg sandwich, and my son decorated himself with jelly, I read an interesting article describing the environmental impact of Christmas Trees.  Plastic or live? I turned to our woodland friend the beaver for clarification.  When asked, the beaver preferred a chewed off tree in regards to both decor and stream impediment.  These feelings were confirmed, as a beaver recently attacked some fake trees inside a Maryland store.  Transporting the tree home, was cited as a knock against the live tree, however the fake ones…

Time

Time

You can’t touch it, but you know it when you have it. It’s supply is fixed, but we can have lots of it, or none at all.  It’s fleeting, it stops for no one, and yet it can move painfully slowly on occasion. Our work, life, and value is often determined by it. We constantly check it, we buy jewelry and tools to display it.  It causes us to react differently in different situations. Until the rather resent past one could never actually buy it, although some were fortunate enough…

An Opportunity to Fly for Free

An Opportunity to Fly for Free

My wife and I were recently invited to a wedding in Chicago that will necessitate purchasing some airplane tickets. I now have an opportunity to learn first hand about credit card bonus miles, oh, and enjoy the wedding also.  I am looking to fly out of a relatively small regional airport to increase the ease of travel and to eliminate the bumper to bumper drive that Philadelphia or Baltimore requires. At this point it appears 40,000 or so miles would do the trick. Happily, the United Mileage Plus Explorer card…

What is Early Retirement

What is Early Retirement

As I read various financial blogs, it appears that individuals are pursuing early retirement or financial independence. I find both terms to be a bit cumbersome and un-inspiring. Early retirement sounds like something one does at age 50 or 55 not 35 or 40. Early retirement invokes being a bit old, and spending too much time sitting. Financial Independence or FI is a term I like even less. It sounds like a stage of adolescence that occurs a few years after puberty, right around the time of your first job,…